Payhist 0% APR MasterCard® Secured Credit Card.

0% APR

No Cash Advance Fees

Credit Limits from

$200 - $2,500*

Annual Fee $49

Automatic Credit Limit Increase**

Automatic Upgrade to Unsecured***

Enter your email to be contacted once the product is available.

Payhist Mastercard

Features

  • 0% APR
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Use the Card Anywhere Credit Cards Are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 – $2,500 Submitted with Application
  • Pay on time for 6 consecutive months then you are eligible¹ for next 12 month credit limit increase by $50 to $100 per month provided you remain current
  • Pay on time for 24 consecutive months then you are eligible* for full refund of deposit deposited to your checking account
  • Eligible² for refund anytime you close the account
  • Nationwide Program though not yet available in NY, IA, AR, or WI